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Personal loan options for Missouri residents
Get the cash you need quickly in the Show-Me State. The application process takes only a few minutes. You’ll have an instant decision. Deposits are fast, too. Apply now for same-day loans to tackle urgent expenses faster than the Missouri Tigers. See why 8,000+ customers recommend us.
Line of Credit
A revolving line of credit gives you access to fast funds when you need them. Draw from up to $3,000 and make monthly payments on your balance, like you do with a credit card.
From the Arch to the Liberty Memorial:
Get a line of credit in Missouri
Complete our simple and secure online application in minutes. Once you hit submit, we’ll take care of the rest.
Our team will review your
application and give you an
instant decision.
Approved funds are directly
deposited to your account the
same day*!
Missouri payday loans near me
We’re your closest lender. Apply anytime online or on your phone. We provide Missouri residents with fast same-day loans online. Here are just some cities in Missouri we service!
Payday loans St. Louis, MO
Payday loans Springfield, MO
Payday loans Warrensburg, MO
Payday loans Macon, MO
Payday loans Warrenton, MO
Payday loans Bolivar, MO
Payday loans Joplin, MO
Why choose a Missouri licensed direct lender?
Choosing a direct lender like Net Pay Advance for a payday loan online has many benefits. A direct lender will usually be quicker, easier, and more secure to work with than an indirect lender. Direct lender payday loans can be a great way to get the cash advance you need while protecting yourself from risks that come with borrowing from unlicensed lenders. As a state-licensed lender, Net Pay Advance not only offers fast same-day loans. We also adhere to regulations that protect your privacy and security.
Direct lenders offer high security
Security is a top priority. When you borrow money with us, we treat your information with respect. We never sell your personal information to third parties. Instead, we use several processes such as the latest security software and rigorous training of our staff to make sure your information continues to be protected. Learn more about our website security.
Indirect lenders, on the other hand, may sell your data. It could end up with a fraudulent party. They may send you offers you are not approved to borrow. Moreover, you may not know the company you are borrowing from, despite who approved your application. You don’t have to worry about that with a direct lender such as Net Pay Advance.
When you work with us, you have less to worry about. You can feel assured your information is protected. You won’t be receiving mail that is unsolicited from another company. We want you to feel good about your privacy and where your money is coming from. With us, you get more peace of mind. We’re with you each step of the way.
Determine if a loan provider is a state-licensed direct lender by seeing if they
- List the information on their website
- Can provide you with license information if you call and ask
Fast loan process with revolving line of credit
The process is simple with us. Apply for a Missouri line of credit with no hard credit check. You will instantly be given a decision on your application. If approved, we deposit your money quickly. If you have a valid debit card on file, you can get same-day loans with instant funding. Otherwise, you can receive your money with a next-day deposit. We make repayment convenient, too. You can log into your account at any time. There, you can view your loan information. You can also call us to speak with a live representative.
Smart practices for your cash advance
Each year, almost 12 million Americans choose to take out a personal loan. For some, getting a cash advance is the quickest option for their situation. Our simple online process makes it even more convenient. That is why it is important to be aware of some good loan practices to follow. Here are a few of our recommendations to help you have a positive online loans experience.
• Apply for only the funds you need to cover an emergency expense.
• Work with one payday lender at a time.
• Use an online payday loan for urgent expenses only.
• Repay your personal loan amount as soon as possible.
Repaying your payday loan online
One of the best practices is to make your repayments as soon as possible. Doing so helps you make your payments on time. This will allow you to avoid late fees. Did you know that at Net Pay Advance, you can get a due date extension of up to 5 days for free? We are here to help our Missouri customers. If you realize you will not have funds on time, give us a call or set up a free due-date extension in your account online. We can also offer a Promise-to-Pay (PTP) plan. Learn more about your repayment options any time.
Online payday loans 101
